*You must qualify, based on your annual income and credit history, to receive the Standard interest rate on your President’s Choice Financial MasterCard in order to be eligible for the promotional balance transfer offer. Promotional balance transfer rate available for 6 months (calculated at 1.97% per annum). After the promotional time period, the Cash Advance Interest Rate will be applied to any remaining transferred balance. Each new customer who qualifies will be eligible to complete balance transfers at the promotional rate within 30 days of their account being approved. Minimum $300 for all balance transfers at the promotional balance transfer rate. Regular PC points are not earned on balance transfers. The promotional balance transfer offer and rate may change from time to time. Call 1-866-766-2166 for the current offer and rate. The promotional interest rate will apply only to the transferred amount for the term specified, provided your account remains in good standing. Balance transfers will be posted to your account as a cash advance, and therefore, the promotional rate will apply from the day it is posted to your account. Balances from other President’s Choice Financial accounts are not eligible to be transferred. Please refer to your Cardholder Agreement and Card Carrier disclosures for further important information about balance transfers.

^® PC, President’s Choice and President's Choice Financial are trademarks of Loblaws Inc. ^®MasterCard is a trademark of MasterCard International Incorporated. President’s Choice Bank licensee of marks.
†President's Choice Financial MasterCard is provided by President's Choice Bank.